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INVEST TODAY FOR YOUR FUTURE

INVEST. EARN. RELAX.

INVEST TODAY FOR YOUR FUTURE

INVEST. EARN. RELAX.

INVEST TODAY FOR YOUR FUTURE

INVEST. EARN. RELAX.

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Recurring Deposits   VS   Mutual funds

The interest rates on RDs depend on which category you fall under and your choice between different banks.The current interest rates available from different banks range between 4.5% and 7.90% per annum.

FactorRecurring DepositMutual Funds-Robo Invest
Typical Returns5-7%7-13%
Typical Net Return
(Post Taxes & Penalties)
  • 4.5-5.5% (End Of Term)
  • 3-4% If RD Is 'Broken'

7-12%
Penalty/Exit Load1-2%0%
TaxAs Per Tax Slab
  • Debt Less Than 5%
  • Arbitrage - 0%
Mode Of InvestmentMonthly AutomaticBi-Weekly/ Monthly Automatic
CompoundingQuarterly/ YearlyDaily
Lockin PeriodFixed Term/ Premature With PenaltyNIL
Partial WithdrawalSometimesAlways Allowed